Charles Schwab (@charlesschwabcorp)

What’s really in an earnings report? Schwab’s Alexandra Semenova breaks down on the ins and outs of corporate America’s quarterly earnings "report card” and explains how it can inform investment decisions. #stocks #economy #investingbasics (0926-2CC9 / 1126-VAF4)

Slowing wage growth is a double-edged sword: On one hand it eases inflation risks, but on the other it means pay isn't growing. And when you add in rising prices, your purchasing power keeps taking a hit. So-called real income growth was negative in the month of September. Schwab's Kevin Gordon…

Asset classes can behave differently and play unique roles in a portfolio. Building a diversified portfolio can help investors balance growth potential and risk based on their goals, timeline, and risk tolerance level. Using Schwab's seven investing principles, this seven-part series presents…

Many people think they need a lot of money to start investing, but starting early gives compounding more time to work. The sooner you start, the more time your investments have to potentially grow. Using Schwab's seven investing principles, this seven-part series presents challenges that bring…

Financial planning can feel overwhelming, but understanding your goals, timeline, and priorities can help you become a better long-term investor. Using Schwab's seven Investing Principles, this seven-part series presents challenges that bring each principle to life. This is episode one. In this…

The Fed’s interest rates decision drops this afternoon. What could it mean for you and your finances? Schwab’s Alexandra Semenova breaks down what investors should be watching. #federalreserve #interestrates #stocks #economy 0926-2CC9

Rate hike ahead? Not so fast. Even though recent inflation data may suggest a rate hike at this week's FOMC meeting, comments from key players and market expectations don't point to an obvious rate hike. In fact, the market has priced in a likelihood of a rate hike at below 10%. Schwab's Kevin…

Two People Decide to Open an IRA for Retirement... One chooses a traditional IRA. The other chooses a Roth IRA. So, which one made the better decision? #personalfinance #investing #traditionalvsrothira #retirement #investingforbeginners (1026-LPUA)

Finance Trivia Bottle Flip Challenge 🧠 #bottleflipchallenge #bottlefliptrivia #financetrivia #challenge (1026-MT0K)

There's a lot of housing data out this week: homebuilder sentiment, building permits, and housing starts. To top it all off, mortgage rates hit 7.5% last week, so there's a bit of a cloud hanging over housing affordability. The median income today in the U.S. is just above $80,000, but according…

Here's How To Research Stocks Before You Buy #investing #personalfinance #investingforbeginners #finance (1026-E5S5)

Choose Your Fighter Investment Strategy. (1026-J6YA)

When it comes to inflation, expectations don’t always match reality. Inflation expectations just hit their highest point since May 2023, according to a survey of consumers from the New York Federal Reserve. The Fed keeps an eye on consumer expectations, and it tries to prevent runaway inflation…

Everyone tells you to invest. Few explain where to start. Here’s a simple guide to some of the most common investing accounts: the 401(k), an IRA, a traditional brokerage, a 529 plan, and a rollover IRA. Understanding when each account may be appropriate can help you make more informed investing…

The University of Michigan's consumer sentiment report will be released later this week. In the post-pandemic era, soft data—things like polls and surveys—indicate the average consumer feels like the economy is in "pretty rough shape." But that hasn't been backed up by the hard data like GDP…

It's been almost seven months of war with Iran, and we've faced a massive energy shock since then. In terms of how that has translated to hiring activity, things have actually picked up. There has been a dramatic uptick in hiring activity, from -4,000 per month to 71,000 per month when you look at…

The 50/30/20 Budgeting Rule Explained in Simple Terms #budgeting #personalfinance #503020rule (0926-81VM)

The number of people continuing to file for unemployment is falling, which could mean some inflation pressure from higher wages in the future. Average hourly earnings aren't showing a meaningful boost yet, but there are some data from the Fed that could indicate growing wages. Schwab's Kevin…

How to Research a Stock on Schwab Mobile Are you a beginner who is thinking about investing but is not sure where to start? Check out this video, which breaks down how to research a stock with Charles Schwab! (0926-5K4K) #investing #personalfinance #financialconfidence #financialliteracy #stocks

The Federal Reserve just raised interest rates for the first time since 2023. Here's the latest interest rate update, why inflation remains in focus, and what investors should understand about the decision. (0926-9JK3) #federalreserve #interestrate #ratehike

There's not a lot of other macroeconomic data to distract from this week's Federal Open Market Committee interest rate decision on Wednesday. According to the CME FedWatch Tool, there is an 88% chance of a rate hike this week. Past hike cycles have impacted the stock market, so Schwab's Kevin…

Bonds Are Bringing Back Memories of 2022. Here's What's Different. #bonds #yields #bondmarket #investing101 (0926-7C5P)

Finance Trivia Bottle Flip Challenge 🧠 #bottleflipchallenge #bottlefliptrivia #financetrivia #challenge (0926-6FCV)

You may look at inflation differently than the folks on Wall Street, which focuses on details like the month-over-month change of the Consumer Price Index. Most people? We want to know how much more we're paying for gas or groceries. Schwab's Kevin Gordon discussed the difference in this week's…

Unexpected expenses happen. Car repairs. Job loss. Medical bills. That's why an emergency fund is a key part of having strong finances. Here are a few things to consider when building yours: 1. Know your expenses. Understand your monthly costs, including housing, utilities, food, transportation…

Lots of jobs data ahead again this week. In the Week Ahead, Schwab's Kevin Gordon is looking at job openings, layoff announcements, and the hire, quit, and openings rates. What will that mean for the labor picture as the summer winds down? (WA26-0831)

Deinfluencing you in 30 seconds #fyp #finance #personalfinance #deinfluence (0826-YLWE)

Here are three tips you need to know to set yourself up for retirement. #investing #personalfinance #financialconfidence #financialliteracy #retirement #retirementplanning (0826-1GJP)

Can earnings estimates be... too good? Here's why Wall Street is worried. 👀 #Investing #stockmarket #FinancialEducation (0826-YJUZ)

Jobs, jobs, jobs. It's a jobs week, but there's no jobs report. Sounds strange, but it's just because we're getting a new look at preliminary benchmark data from the Bureau of Labor Statistics. It's an analysis of the previous year's jobs growth that is cross-referenced with state-level data…