KBD Insurance (@kbdinsurance)

Buying insurance sucks. We make it suck less. Give us a call at 1-855-636-0002 📲

Buying insurance sucks. We make it suck less. Give us a call at 1-855-636-0002 📲

Buying insurance sucks. We make it suck less. Give us a call at 1-855-636-0002 📲

Buying insurance sucks. We make it suck less. Give us a call at 1-855-636-0002 📲

Why is insurance so expensive in Quebec? It’s not random — rates depend on your rebuild value, postal code, and risk profile. A waterfront home in Laval won’t cost the same to insure as a condo in downtown Montreal. Some insurers simply avoid higher-risk areas, while others specialize in them…

Everyone wants the best home insurance in Montreal 👀 But the truth? There’s no single “best.” ✅ Different homes = different rates ✅ Google reviews tell part of the story ✅ The right broker finds what’s best for you At KBD Insurance, we shop multiple insurers to find the perfect fit. 🔗…

Everyone wants the best insurance company in Quebec… but here’s the truth 👇 ✅ There’s no single “best” one — it depends on you ✅ Rates change by region, history, and risk ✅ Brokers like KBD compare top insurers for you We work with Quebec’s top-rated companies like Intact, L’Unique, and…

Most condo owners in Montreal think the building’s policy covers them… It doesn’t 😬 Here are 5 things to know before buying condo insurance 👇 1️⃣ Your unit & contents = your responsibility 2️⃣ Add sewer backup + overland water (not included by default) 3️⃣ Cover your renos with…

Most people shop for cheap insurance quotes — but here’s how to get a smart one 👇 ✅ Bundle home + auto ✅ Raise your deductible (within reason) ✅ Compare multiple insurers with a broker At KBD Insurance, we do all of this for you — so you get the best price and proper protection. 📍 Full…

Think your business is covered? Think again 👇 Commercial liability insurance — or CGL — protects you when things go wrong: ✅ A customer gets hurt on your property ✅ Your work causes damage to someone’s building ✅ You get sued (even if you’re not at fault) Before it’s too late, make sure your…

How much is commercial insurance?👇 It depends—on your revenue, your industry, your coverage, and your claims history. 💼 Most small businesses pay between $750–$5,000 per year. But cheap, cookie-cutter policies? They can cost you more in the long run. Get coverage that actually fits your…

Most people get this wrong 👇 Insuring your cottage in Quebec isn’t as simple as adding it to your home policy. ✅ Most insurers won’t cover your cottage unless they also insure your main home ✅ Seasonal risks = more exclusions ✅ Water damage? Usually not included Before you head up north—make…

Want cheap commercial insurance — without cutting corners? Here’s how to lower your premium without losing coverage: ✅ Raise your deductible ✅ Review your policy yearly ✅ Work with a local broker At KBD Insurance, we help businesses across Quebec get affordable protection that actually works…

Landlords in Quebec — this one’s for you 👇 Your home insurance doesn’t protect rental units. Here’s what proper landlord insurance covers: ✅ Property damage (fire, water, vandalism) ✅ Lost rent while repairs are made ✅ Liability if a tenant gets injured Make sure your tenants carry renters’…

Most Quebec homeowners pay too much for home insurance — and still aren’t properly covered 😬 Cheap isn’t always smart. ❌ No sewer backup ❌ No overland water coverage ❌ Payouts that fall short after a claim Curtis Killen breaks down how to find smart coverage that protects your home and your…

Before you buy insurance in Quebec—watch this 👇 Most people just grab the first quote they see… but the right broker can make a huge difference. ✅ Shops multiple insurers for you ✅ Explains what’s covered (and what’s not) ✅ Builds a policy that actually fits your needs At KBD Insurance, we help…

Too many Quebec business owners think they’re covered… until a claim proves otherwise 😬 Missing business interruption coverage. No theft protection for equipment. Undisclosed renos that void claims. Curtis Killen breaks down how to avoid those mistakes: ✅ The biggest gaps in Quebec business…

Looking for a home insurance broker in Quebec? 🏠 Here’s how to make sure you choose the right one 👇 Curtis Killen breaks down what matters most: ✅ Rebuild value > market value ✅ Sewer backup & flood aren’t included by default ✅ Local brokers know the province’s unique risks At KBD Insurance, we…

Most Quebec business owners know they need insurance—but not everyone knows what kind. Curtis Killen breaks down the essential coverages every small business in Quebec should have: ✅ General liability (in case someone sues) ✅ Commercial property coverage (for your space or gear) ✅ Business…

Most people get home insurance wrong in Quebec 👇 Curtis Killen breaks down what makes Quebec’s market unique and what homeowners should look out for: 🏠 Your policy should reflect your rebuild value, not market value 💧 Flood & sewer backup coverage aren’t automatic 🔧 Renovations? You might be…

Not all brokers are created equal. Too many just send a quote and disappear—but your business isn’t one-size-fits-all. Curtis Killen  breaks down what the right commercial insurance broker in Montreal actually does 👇 ✅ Asks the right questions about your business ✅ Understands local risks like…

Most Montreal homeowners go for the cheapest home insurance—and end up paying for it later 💦 Curtis Killen explains why “cheap” isn’t always smart when it comes to protecting your home, and breaks down: ✅ What cheap insurance skips ✅ What questions to ask before you buy ✅ How to save smart with a…

Most people think home insurance is just about finding the lowest quote. It isn’t. In Montreal, the wrong policy can leave you exposed. That’s where a home insurance broker comes in.  In this video, Curtis Killen breaks down: ✅ Why local risks like sewer backup, flooding, and theft matter ✅ How…

Most Montreal business owners think their insurance has them covered—until a fire, flood, or theft proves otherwise. Curtis Killen breaks down the biggest mistakes business owners make with their commercial insurance in Montreal—and how to avoid them: ✅ Why business interruption coverage is…

There are hundreds of insurance options out there. So why work with a broker—especially one based in Montreal? 👉 Because a good broker works for you, not the insurance company. At KBD, that means: ✅ We shop the market and compare coverage options ✅ We explain policies in plain, simple language ✅…

Shopping for home insurance in Montreal? It’s not like the rest of Canada—our city has older buildings, higher water damage risk, and strict local codes. Most people grab the cheapest policy online and miss the coverage that matters. In this video, we break down:  ✅ Why Montreal homes face unique…

That didn’t last #kbdkitchenchronicles

At this point it’s a group project #KBDKitchenChronicles

dishwasher was RIGHT there #KBDKitchenChronicles

Episode 1: “The Mug-nificent Beginning” After months of highly civilized, totally polite and definitely not at all passive aggressive email reminders about kitchen etiquette… we took action. We installed a camera. We launched KBD Kitchen Chronicles. We were ready to catch our first mug-in-sink…